Confiscation of production units by banks, rumor or reality ?!
It has been claimed many times in ostensibly media circles that "banks confiscate production units", but has anyone ever gone behind the scenes and checked their veracity?
According to the International Iranian Stone Exhibition, manufacturing companies undertake to spend these resources on production when receiving bank facilities, and for this purpose, they provide documents to the bank. The bank also deposits its resources from the place. Equips the people and provides these resources to the producer on behalf of the depositors, so that both the wheel of production is turned and the profit resulting from this economic exchange between the bank and the depositor is distributed.
However, some "view producers" abused the rules and regulations in certain periods, received the bank's resources and spent in a place other than what they had promised. Not only are they now not reclaiming the bank's resources, or in other words, the people's resources, but they are trying to avoid repaying their debts in any way possible by resorting to schemes that have actually been put in place to support real producers.
In this case, when banks resort to legal means to collect their claims, the other party tries to accuse the bank of counter-production by using various means, while in such cases, the rule of law is something Is another.
A review of a real example of these claims can well show that banks are not only not against production, but also support producers.
Recently, the Public Prosecutor of South Khorasan Province, together with the head of the National Bank of Iran Branch Office in this province, during a visit to Birjand industrial town, while inspecting the production units that are not engaged in any activity despite receiving banking facilities, They stressed the need to collect the bank's receivables in order to inject it into real production units.
Only three units of "East Nile Refractory Brick", a factory for the production of "sterile impregnated sanitary products" and a unit of "pipes and profiles" in this industrial town owe more than 60 billion tomans to this bank so far, and in the absence of any effort to Debt settlement has not been done by the owners of these units, the bank is in the legal process to receive its resources.
Mohammad Ali Zarang, Head of Moore Branch Office of South Khorasan Province, Bank Melli Iran, in this visit, appreciated the assistance of the judiciary to recover people's property, and emphasized: "Our priority is always to continue the production of enterprises and in this way to pay any facilities." We welcome to provide fixed capital or working capital in accordance with legal regulations.
"The bank's assets belong to the people and we will not allow some people to use these resources in other places to cover production," he said. "It is now clear that some producers have apparently been unable to even supply equipment." And by renting devices and machines, experts have deceived the appraiser.
Hojjat-ul-Islam Ali Nesai, the Public Prosecutor of South Khorasan Province, after visiting the closed units in this industrial town, emphasized that the waste department supports production, and said: "The order is to support active production units, but if a unit There is no production activity and at the same time it does not return the bank's resources, all its documents must be executed.
He said that banks spend money on behalf of the people and expect these resources to be in circulation, adding: "The appeasement of the judiciary with bank debtors should not be abused, because defending the rights of banks is also part of defending It is a public right, and those who refuse to repay their bank debt without good reason will face the judiciary.
* ILNA
