Appreciation of Gholam Hossein Shafei from the head of the judiciary
According to a recent directive of the Judiciary, with the aim of supporting production units, the judiciary will no longer deal with complaints from violating banks.
According to the International Iranian Stone Exhibition, one of the problems that has led to an increase in open cases in the judiciary in recent years is related to production units and banks' complaints against customers who are unable to pay interest and unconventional fines on bank loans. did not have.
Due to this issue, a directive was issued by the head of the judiciary some time ago with the aim of supporting production units, according to which the judiciary will henceforth file complaints against banks and credit institutions that receive interest and fines for facilities higher than the announced rate. The Central Bank will take action and will not deal with legal issues with its customers during this violation.
The directive was issued while many of these open cases in the judiciary, some of which were related to production units, in many cases led to the closure of production units and on the other hand led to unemployment of workers and confiscation of property in favor of banks. Was.
The important point is that a significant part of these contracts in the amount of interest and penalties agreed between the bank and the customer, the figures announced by the central bank as a competent authority to explain the correct performance of banks and banks usually have higher numbers for profit and They imposed fines on customers for late payment of their loans.
According to this directive, if a bank or credit institution enters into such a contract with its customers that is higher than the rates announced by the central bank, and then has a dispute with the customer in its implementation, the judiciary will not pursue complaints, and from now on banks They will have no enforcement guarantees to pursue their unconventional and illegal claims.
Following the issuance of this directive, Gholamhossein Shafei, President of the Chamber of Commerce, sent a letter to the Head of the Judiciary acknowledging the recent directive of the Judiciary regarding the refusal of judicial authorities to issue orders in excess of the Central Bank and Monetary and Credit Council approvals.
Shafei's letter refers to a recent directive issued by the head of the judiciary, addressed to judicial authorities across the country, refusing to issue a ruling in excess of the approvals of the Central Bank and the Monetary and Credit Council in cases involving interest and fines on bank facilities. has been emphasized.
In the text of this letter, the President of the Chamber of Commerce emphasized that the said directive has a great impact on the effective implementation of the law on continuous improvement of the business environment, prosperity and leap in production.
The full text of the letter of the President of the Iran Chamber is as follows:
The presence of the honorable Ayatollah Dr. Seyed Ibrahim Raisi
Honorable Chairman of the Judiciary
Hello
Respectfully, I wish Your Excellency and your esteemed colleagues divine success. They are economic activists, and the strict order to comply with these regulations and refuse to issue a ruling in excess of the approvals of the Central Bank and the Monetary and Credit Council, caused the satisfaction of economic activists.
This decision will have a huge impact on the effective implementation of the law on continuous improvement of the business environment, prosperity and boom in production, which is emphasized by the Supreme Leader this year.
In the dissertation of the head of the Chamber of Commerce to the head of the judiciary:
On behalf of the heads and members of the chambers of commerce, industry, mines and agriculture throughout the country and the member organizations of the chamber, I consider it my duty to express my gratitude to all economic activists and to the special attention and full nobility of that valuable brother. I would like to thank and appreciate the existing issues in the economic fields, the solution of which will lead to the growth and development of this important part of the country.
I ask God Almighty for more confirmations from you.
