Banks are the biggest traders in the housing market

Banks are the biggest traders in the housing market
  • 2020-07-06
  • .
A housing expert: Behesht Housing is a trader and money launderer, and the biggest traders in our country's housing market are banks.

According to the International Exhibition of Iranian Stone, Farhad Beizai said: "Housing has become a capital commodity. At the beginning of the eighties, according to the studies of the former Ministry of Housing, the first warning was given to policymakers."

He continued: "According to the mentioned studies, more than fifty percent of the demands of the housing market are capital, this has upset the balance of consumer and capital demands, and from 2006 to 2016, capital demands have reached seventy percent."

Beizai added: "Since the beginning of the eighties, with the entry of private banks into the field of land and housing, this market has experienced increasing growth and has helped to make this market more capital."

The housing expert said: "The most successful period in the housing market is the period from 2006 to 2011, when almost more than five million housing units were added to the country's housing stock, which, of course, does not include Mehr housing statistics." However, the number of households that have become homeowners during this period is about seven and one million, which indicates that there is 70% of capital and commercial demand in this market. At present, the previous process continues and according to the census, the percentage of housing is Property in urban households has fallen below 60 percent.

He said that rent in our country is higher than the global statistics, adding that rent has increased in recent years, in the Scandinavian countries, Stijar is a choice, but in Iran, the conditions are leading people to rent. 

Beizai stated: Statistical studies in 1397 show that an Iranian youth received a salary of five hundred dollars this year, while the average rent in Tehran was seven hundred dollars, in a city like Ankara the rental price is almost five hundred to six hundred dollars. And the average figure is between one thousand and one thousand and one hundred dollars, which means that in Ankara, a young person who is employed can immediately start a family. Now, in our country, a young person has to save in one period in order to be able to pay the mortgage amount of a house that exists only in Iran.

* Capital income tax, the missing link in the country's housing market

The housing expert continued: "Tax on capital gains is the missing link in the country's housing market. In our country, there are attractive non-productive markets in which investors invest without any restrictions, and this is to the detriment of the country's economy." It is difficult to produce in our country due to taxes and social security insurance. Despite these strictures for production in the country and the easy income of brokers and traders in the country, it is clear that no one goes to production and everyone brokers in the country.

* Housing is a paradise for traders and money launderers

Emphasizing that in the recession of the world economy, real estate transactions in Tehran were booming, Beizai said: In the recession in Dubai, real estate transactions were carried out in the towers of Tehran, the money of which was transferred abroad, and no one was transferred. This money was not announced, so the housing of heaven is for merchants and money launderers.

The housing expert continued: "The biggest traders in our country's housing market are banks. In the world, we are taxed on the difference between buying and selling housing, and this causes a lack of speculation in these markets." At times when governments feel they have to have tight control over the housing market, they raise the tax rate by as much as 80 percent.

In the end, Beizai added: "In many countries that are looking to reduce the class gap, the above tax rate reaches forty percent, this mechanism will cause us to tax most of the profitability of trade and take away the motivation of traders, if this mechanism in When housing, gold and foreign exchange markets occur, the capitalist refuses to engage in speculative behavior and uses his capital in the field of production.

* The upward trend of the stock market in the long run

Reza Nazi, a capital market analyst, said: "Investment thinking is effective in the capital market trend, and if this thinking is long-term, there will be no problem for the market, and if this is a short-term view, there will be many problems for market participants." It creates capital. Corrections in the capital market are natural and inherent in the market, in other words, the growth of the total index overlaps with the dollar, and along with the growth of the dollar, the overall index has also had an upward trend. It is capital.

The capital market analyst added: "The declining trend of the dollar does not necessarily affect the capital market, because there is a price difference between the free market dollar and the dollar of the Nima system, and the Nima rate is rising. In the last two months, the trend of money entering the market has been rising." Stock market dynamics.

Nazi said: the stock market penetration rate has grown in the society and the volume of transactions has been stunning in recent months, the value of stock exchange transactions is currently fifteen thousand billion tomans and this figure shows people's attention to this market.

Regarding the stock of justice and its impact on the market, he said: "My suggestion to the people is to keep the stock of justice, and this stock is a valuable asset."

The capital market analyst added: "Last week's reforms were a general, natural and predictable indicator and do not pose a threat to shareholders. Market participants who have entered the capital market since 1396 have achieved a stunning return on parallel markets."

In the end, Nazi said: "In comparing the fluctuations of this market to the fall of 1392, we must say that we are in a situation where we have gone through certain experiences and the market has reached a maturity. In the long run, the stock market is valuable and the trend is moving forward." It has growth.

* Creating transparency in transactions, the main task of the commodity exchange

Reza Mohtashamipour, Deputy Minister of Operations and Supervision of Commodity Exchange, said that the commodity exchange is a platform for large and large transactions, adding that some goods, such as raw materials and raw materials, are produced in high volumes. And when it comes to trading, commodity exchanges are the most well-known market for such transactions at the national and transnational levels.

He added: "These exchanges determine the price indicators for the market. In other words, in commodity exchanges, the discovery of commodity prices is the standard and standard. Commodity exchanges can also play the role of financing for industries and production in the country."

The Deputy Minister of Operations and Supervision of Commodity Exchange said: "Creating confidence in the market and preventing irregular and emotional fluctuations is another task of commodity exchange. In the Iranian market, commodity exchanges play the role of transparency in transactions. This transparency helps regulate the market." It also prevents fluctuations.

Regarding the fluctuations in the goods offered in the commodity exchange, Mohtashamipour said: Commodity exchanges are an indicator of the country's economic situation. Some suppliers increased their base prices based on changes in raw material prices, which indicates Prices are rising in the market.

He continued: "Commodity exchanges show a defect in the country's market and the market can be corrected through it, but there is also a defect in the commodity exchange board, the most important of which is the incomplete supply, which goes back to policies and regulations."

* Fars